Investment Objective
Build wealth over the long term through optimal allocation between income and growth assets.
Wealth Optimizer Strategy
Balance today. Grow tomorrow. Optimize for your goals.
We build customized portfolios by allocating between income and growth assets based on your risk profile and the risk–reward of each asset class.
At a glance
How the Wealth Optimizer Works
Strategy Type
Discretionary management with a customized portfolio, invested in the client's name.
Asset Classes
ETFs (equity and commodity), REITs, INVITs, Mutual Funds (Debt, Equity and Hybrid), bonds and NCDs.
Customized to You
Allocation based on your risk profile or explicit instructions.
Minimum Horizon
Recommended 3+ years for optimal outcomes.
Benchmarked for Performance
Transparent comparison against appropriate benchmarks.
Two ways to invest
Two Investment Schemes
Choose one or blend both — your allocation is driven by your risk profile.
Wealth Optimizer
Income Focused
Objective: Build wealth over the long term by investing in a mix of fixed income securities like bonds, debentures and debt mutual fund schemes.
Invests in Income Assets Only
- Mutual Funds (Debt)
- Bonds
- NCDs
- Other Listed Fixed Income Securities
Wealth Optimizer II
Growth Focused
Objective: Build wealth over the long term by investing in a mix of equity mutual funds, gold fund/ETF and sovereign gold bonds.
Invests in Growth Assets Only
- REITs
- INVITs
- Mutual Funds (Equity & Hybrid)
- ETFs
- Sovereign Gold Fund
Our process
How We Build Your Portfolio
1
Client Risk Profiling
Understand your goals, risk appetite and investment horizon.
2
Asset Class Allocation
Allocate between income and growth assets based on estimated risk–reward.
3
Fund House Selection
Invest with top-rated AMCs with strong track record and pedigree.
4
Scheme Selection
Rigorous research and scoring model to select schemes.
5
Rebalancing
Active monitoring and periodic rebalancing to stay aligned with target.
Benchmark Selection & Horizon
| Scheme | Benchmark |
|---|---|
| Wealth Optimizer | CRISIL Composite Bond Fund Index |
| Wealth Optimizer II | BSE 500 TRI |
3+
Years
Recommended minimum investment horizon for both schemes to deliver on their intended strategy.
Why Wealth Optimizer
Why Invest With the Wealth Optimizer Strategy
Personalized Allocation
Tailored to your risk profile and goals.
Disciplined Process
Research-driven selection and active monitoring.
Diversified Across Assets
Optimal mix of income and growth assets.
Tax Efficient Approach
Tax-aware rebalancing and portfolio management.
Transparent & Benchmark Driven
Clear reporting and performance comparison.
Long-term Wealth Creation
Designed for sustainable growth over the long term.
Find your optimal allocation
Talk to our team to build a portfolio aligned with your risk profile and goals.
Investments in securities market are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future returns. The information on this website is for general informational purposes only and does not constitute investment advice.